Terms of Service

Effective Date: January 1, 2023
Last Updated: April 2026

These Terms of Service (“Terms”) govern the use of our website, online educational services, courses, webinars, consultations, and other related materials provided by Individual Entrepreneur Gumerova Gulnara Faridovna (“Company”, “we”, “us”, “our”).

By using the website, submitting a request, registering for a course, or using our services, you agree to these Terms.

1. Service Provider
Service Provider:
Individual Entrepreneur Gumerova Gulnara Faridovna

Contact email:
info@wb-school-gulnara.online

2. Services
We may provide:

• online educational courses;
• webinars and workshops;
• consultations;
• digital educational materials;
• informational content;
• access to learning platforms, chats, or communities where applicable.

The exact format, duration, content, schedule, and conditions of each service may be specified on the relevant website page, registration page, invoice, email, or other communication.

3. User Responsibilities
By using our website or services, you agree to:

• provide accurate and up-to-date information;
• use the website and services only for lawful purposes;
• not copy, resell, distribute, or publicly share our materials without permission;
• not interfere with the website, learning platform, or other users;
• not use our content in a way that violates intellectual property rights.

4. Registration and Communication
When you submit a form or register for a service, we may contact you using the contact details you provided, including email, phone, messengers, or other communication channels.
You are responsible for making sure that the contact details you provide are correct.

5. Payment Terms
Some services may be free, while others may require payment.
If a service is paid:

• the price and payment terms will be provided before payment;
• access to the service may be granted after successful payment;
• payment methods may depend on the available payment providers;
• additional conditions may apply to specific products or services.

6. Refund Policy
Refund conditions may depend on the specific product, course, consultation, or offer.
Unless stated otherwise on the relevant service page or payment terms, refund requests are reviewed individually.

To request a refund, contact us at:
info@wb-school-gulnara.online

We may ask for additional information to process the request.

7. Educational Disclaimer
Our educational services are provided for informational and educational purposes.
We do not guarantee:

• specific income;
• employment;
• professional results;
• business results;
• portfolio acceptance;
• personal progress within a specific timeframe.

Results depend on the user’s skills, effort, practice, background, and other individual factors.

8. Intellectual Property
All materials provided by us, including videos, texts, images, presentations, lessons, templates, exercises, recordings, and other content, are protected by intellectual property rights.

You may use the materials only for personal educational purposes.

You may not copy, reproduce, distribute, resell, publish, upload, transfer, or share our materials without prior written permission.

9. User Content
If you submit homework, messages, comments, images, designs, or other materials, you confirm that you have the necessary rights to such content.

We may use user feedback, reviews, or examples of work for educational, analytical, or promotional purposes only where permitted by applicable law or with appropriate consent where required.

10. Limitation of Liability
To the maximum extent permitted by applicable law, we are not liable for:

• indirect, incidental, or consequential damages;
• loss of profits;
• loss of data;
• loss of business opportunities;
• user decisions made based on educational materials;
• technical issues caused by third-party platforms, internet providers, payment systems, or user devices.

11. Third-Party Services
Our website or services may contain links to third-party websites, platforms, payment systems, analytics tools, advertising platforms, messengers, or other services.
We are not responsible for the content, availability, terms, or privacy practices of third-party services.

12. Privacy and Data Processing
By using our website or services, you acknowledge that your personal data may be processed in accordance with our Privacy Policy.
The Privacy Policy is an integral part of these Terms.

13. Changes to Services
We may update, modify, suspend, or discontinue parts of the website or services if necessary.
Where changes affect paid services, we will make reasonable efforts to provide relevant information to users.

14. Changes to These Terms
We may update these Terms from time to time.
The updated version will be published on this page with a new “Last Updated” date.
Continued use of the website or services after updates means that you accept the updated Terms.

15. Dispute Resolution
If any issue or dispute arises, the parties agree to first try to resolve it through good-faith communication.
If the issue cannot be resolved informally, it will be handled in accordance with applicable laws and competent dispute resolution procedures.

Nothing in these Terms limits any mandatory rights that a user may have under applicable consumer protection laws.

16. Contact Information
For questions about these Terms, contact us at:
info@wb-school-gulnara.online